Terms and Conditions

  1. No purchase necessary. The prize is for a Topaz gift card valued at €300 which can be spent in participating Topaz stores.
  2. The gift card does not have an expiry date but if the card has not been fully spent after 12 months, a monthly charge of €1.45 will apply. Topaz Terms and Conditions apply. For full terms and conditions go to www.topaz.ie.
  3. Entry is made by answering the competition question and completing the entry form. Entry is limited to one per person per monthly competition. Competition ends on the last day of the month.
  4. The promoter of this competition is FBD Insurance plc. Registered in Ireland under Company Registration Number 25475. Registered Office FBD House, Bluebell, Dublin 12, Ireland.
  5. This competition is not open to employees of FBD Group, their families or anyone associated.
  6. One winner will be selected at random by FBD one week after the competition ends.
  7. If the prize is unclaimed within 10 days after reasonable efforts are made to contact the winner the promoter will be entitled to dispose of the prize as it sees fit without any liability to the winner for doing so.
  8. There is no cash equivalent to this prize.
  9. We, FBD Insurance plc, are a member of the FBD Group. For information about our group of companies please visit www.fbdgroup.com.
  10. We will use the information you submit to contact you to discuss your insurance needs around the time of your renewal date(s) and for the purposes of your entry into this competition. We will contact you by telephone (Landline/Mobile/SMS) or post. We may also share this information with other members of the FBD Group for the above purposes.  To opt out of receiving Direct Marketing please call 1800 617 617 or email us at info@fbd.ie.
  11. By entering this competition all entrants agree to release and hold harmless FBD Insurance plc and any subsidiary and holding companies, employees, officers, directors, agents and representatives harmless from any and all losses, damages, rights, claims and actions of any kind, including, without limitation, personal injury, death, property damage, either directly or indirectly related to or arising from this competition or from acceptance, possession, misuse or use of the prize.
  12. This competition and the Terms and Conditions are governed by Irish law and are subject to the exclusive jurisdiction of the Irish courts.
  13. By entering into this competition all entrants are deemed to have accepted these Terms and Conditions.

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